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Anika TKD Charge Back Policy

ANIKA TAEKWONDO Inc.


Shipping, Returns, Refunds & Store Policy

Effective Date: Feb, 28th, 2026


This Store Policy forms part of and is incorporated into the ANIKA TAEKWONDO Inc. Terms of Service (“TOS”). By accessing the website, purchasing products, or enrolling in memberships, you agree to this Policy and the full Terms of Service.

If any conflict exists between this Policy and the Terms of Service, the Terms of Service shall control.


1. INCORPORATION & LEGAL STRUCTURE


This Store Policy is legally binding and supplements the ANIKA TAEKWONDO Inc. Terms of Service, Privacy Policy, Waiver Agreements, and all posted legal notices.


Nothing in this Store Policy creates:


A coaching relationship

A training agreement

A supervision obligation

A fiduciary relationship


All purchases are commercial retail transactions only.


2. ORDERS, AUTHORIZATION & FRAUD PREVENTION


All prices are listed in CAD unless otherwise stated. Payment is required in full at checkout.


By completing a transaction, you represent and warrant that:


You are the authorized cardholder.

You have full legal authority to use the payment method.

All information provided is accurate.

You will not initiate a chargeback without first contacting us.


ANIKA TAEKWONDO Inc. reserves absolute discretion to:


Cancel or refuse any order

Limit quantities

Request identity verification

Void transactions caused by pricing or system errors

Block high-risk IP addresses or accounts


We maintain transaction authorization logs, IP data, shipment records, delivery confirmations, and fraud screening data for dispute defense.


Unauthorized chargebacks, false “item not received” claims, or friendly fraud may result in:


Immediate account termination

Membership cancellation

Revocation of access

Permanent purchase ban

Collection efforts where permitted

Submission of fraud evidence to processors


3. PRODUCT USE & ASSUMPTION OF RISK


All martial arts equipment is sold strictly for lawful training purposes.


You acknowledge:


Martial arts training involves inherent physical risk.

Equipment does not eliminate risk.

Proper instruction and supervision are required.

Misuse voids any return eligibility.


ANIKA TAEKWONDO Inc. makes no guarantee that any product will prevent injury.


For hygiene and safety reasons, the following items are final sale once opened or used:

Mouthguards

Groin guards

Gloves once worn

Protective gear contacting skin

Undergarments or compression apparel


Uniforms and belts must be unworn and unwashed to qualify for return.

All equipment is used at your own risk.


4. SHIPPING & DELIVERY


Orders are processed within 2–5 business days unless stated otherwise.

Shipping timelines are estimates only.


ANIKA TAEKWONDO Inc. is not responsible for:

Carrier delays

Customs delays

Weather disruptions

Porch theft

Incorrect addresses provided at checkout


If tracking shows “Delivered,” the order is considered fulfilled.

Risk of loss transfers to the customer upon carrier confirmation of delivery.

Claims must be submitted within 7 days.


5. RETURNS & REFUNDS


Returns are accepted within 14 days of delivery if:

Item is unused

Tags are attached

Original packaging is included

Proof of purchase is provided


Non-returnable:

Used uniforms

Used protective gear

Custom/personalized items

Clearance/final sale

Digital downloads

Event registrations

Testing fees

Membership fees after billing begins


Original shipping fees are non-refundable.

Refunds are issued within 5–10 business days after inspection.

We reserve the right to deny any return that fails inspection.


6. SUBSCRIPTIONS & MEMBERSHIPS


By enrolling in any recurring billing plan, you authorize automatic recurring charges.

Automatic Renewal

Subscriptions renew automatically until canceled.

Cancellation


Must be submitted in writing to:
ask@anikatkd.ca


Cancellations take effect at the end of the current billing cycle.
Partial refunds are not provided unless required by law.

Failed Payments


Failure to process payment may result in:

Immediate suspension

Access revocation

Collection procedures


Memberships are non-transferable and non-refundable once a billing period begins.

Chargebacks on membership payments constitute material breach and may result in immediate termination.


7. NO WARRANTIES


All products are provided “AS IS” and “AS AVAILABLE.”

ANIKA TAEKWONDO Inc. disclaims all express or implied warranties, including:


Fitness for a particular purpose

Merchantability

Non-infringement

Injury prevention


No oral or written statement modifies this disclaimer.


8. LIMITATION OF LIABILITY


To the maximum extent permitted by law, ANIKA TAEKWONDO Inc. shall not be liable for:


Indirect damages

Incidental damages

Consequential damages

Lost profits

Personal injury resulting from misuse

Third-party shipping failures


Total liability shall not exceed the amount paid for the product in dispute.


9. INDEMNIFICATION


You agree to indemnify and hold harmless ANIKA TAEKWONDO Inc., its directors, officers, instructors, contractors, and affiliates from any claims, damages, liabilities, costs, or expenses arising from:

Misuse of products

Violation of this Policy

Fraudulent disputes

Improper training or supervision

Breach of the Terms of Service


10. DISPUTE RESOLUTION


Before initiating any dispute, chargeback, or claim, you agree to contact ANIKA TAEKWONDO Inc. directly to attempt resolution.

Failure to do so constitutes a breach of this agreement.

This Policy is governed by the same dispute resolution framework outlined in the ANIKA TAEKWONDO Inc. Terms of Service.


11. SEVERABILITY


If any provision is deemed invalid or unenforceable, the remaining provisions remain in full force.


12. POLICY MODIFICATIONS


We may update this Policy at any time without prior notice. Continued use of the website constitutes acceptance of updates

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